About

We started Refundable Insurance Experts in 2015 selling exclusively refundable supplemental life and health insurance. In 2020, our team went from being captive to non-captive. Meaning, instead of selling one product through one company, we now sell everything from multiple companies. While most of our products have a refundable option, not all are, so we are now RIE Insurance Associates. More importantly, our main objective is to be here for our clients to make sure they have the best products to fit their needs.

Open seven days a week, we offer a selection of amazing life and health insurance products to really fit any individual, group or companies needs.

Our Family

Rouzy Vafaie has nearly a decade of insurance experience and started Refundable Insurance Experts in Charleston, SC in 2015 when he moved there from Washington, DC.

Kelsey Halm moved to Charleston, SC with her husband in 2015 from Maine. She has a successful photography business, but also started selling Life and Health insurance in 2020.

Ramsey Hope is a decorated Marine and native of Georgia. He’s worked in the hospitality industry and started selling Life and Health insurance in 2020.

Contact us for more information:

M-SAT: 8am – 7pm

Sun: 11am – 4pm