products

Buying insurance can sometimes be a difficult process to understand. Questions such as, what do I need, or how much coverage do I need are common place. For a quote on any of these products or if you have any questions, please contact us.

Whole Life Insurance

It will give you lifelong coverage and provide extra support during retirement while giving you the peace of mind that your loved ones will be taken care of when you’re gone.

Term Life Insurance

Covers you for a shorter period of time, or term, but it’s cheaper and simpler than Whole Life. Terms usually are for 15, 20, 25 or 30 years.

Mortgage Protection

Different types of policies are designed to cover your payments if you suffer an accident, illness or death.

Final Expense

This is essentially a small whole life policy purchased later in life. Your beneficiary can use the policy’s payout for any purpose, such as funeral expenses or debt.

Health Insurance

This insurance pays for medical and surgical expenses. Choosing a plan can be tricky because of plan rules regarding deductibles, co-pays and more.

Group Insurance

Group members receive insurance at a reduced cost and usually requires 70% participation. The premium is split between the organization and its members.